BUFI USDC Payroll: Pay Your Team in Stablecoin

BUFI processes payroll in USDC on eight mainnet networks (Ethereum, Base, Arbitrum, Optimism, Polygon, Avalanche, Unichain, Solana) and in EURC on Ethereum, Base, and Avalanche, letting businesses pay distributed teams directly in stablecoin or auto-convert to each recipient's local fiat currency.

The Problem

Paying a global team in crypto today requires stitching together a wallet, a spreadsheet, manual transfers, and hope that everyone's address is correct. Traditional payroll platforms ignore crypto entirely. BUFI provides structured USDC payroll with recipient management, payment scheduling, network selection, and automatic fiat conversion — turning ad-hoc crypto payments into reliable payroll.

Features

Multi-Network USDC
Pay on Polygon (~$0.01 fees), Base (~$0.01 fees), Ethereum (highest security), or Solana (~$0.002 fees, ~400ms). Recipients choose their preferred network (4 networks, sub-cent fees on L2s)
Auto-Convert to Fiat
Recipients who prefer fiat receive automatic USDC-to-local-currency conversion via integrated off-ramp with deposit to their bank account in 1-3 business days (1-3 day fiat settlement)
Recipient Management
Store team member wallet addresses, preferred networks, and payment amounts. Set recurring payroll schedules (weekly, biweekly, monthly) (Recurring payroll schedules)
Batch Payments
Process payroll for the entire team in one batch transaction rather than individual transfers, reducing gas costs and administrative overhead (Batch processing)
Treasury Integration
Payroll draws from the company USDC treasury held in BUFI. Real-time balance tracking shows available funds vs scheduled payroll obligations (Integrated treasury view)
Payment Confirmation
On-chain transaction confirmation with block explorer links for every payment. Recipients and administrators can verify each payment independently (On-chain verification)
Mixed Payroll
Pay some team members in USDC and others in fiat within the same payroll run. Each recipient has individual payment preferences (Per-recipient currency choice)
Payroll Reports
AI-generated payroll reports with total disbursements, per-recipient breakdowns, network fees, and conversion costs for accounting and tax compliance (AI-powered payroll reports)

Frequently Asked Questions

How do I pay my team in USDC?

With BUFI, add team members with their wallet addresses and preferred blockchain network (Polygon, Base, Ethereum, or Solana). Set payment amounts and schedule (weekly, biweekly, monthly). BUFI processes payroll from your company USDC treasury, sending directly to each recipient's wallet. Recipients who prefer fiat receive automatic conversion to their local currency.

Which blockchain networks does BUFI support for payroll?

BUFI supports stablecoin payroll on eight mainnet networks: Ethereum, Base, Arbitrum, Optimism, Polygon, Avalanche, Unichain, and Solana. USDC is available on all eight; EURC is available on Ethereum, Base, and Avalanche. Each recipient records their own wallet address, network, and currency.

Can I pay some employees in USDC and others in fiat?

Yes. BUFI supports mixed payroll — each team member sets their preference for USDC (specifying network) or fiat (specifying bank account). The payroll run processes both types simultaneously from the company treasury.

How much does USDC payroll cost on BUFI?

BUFI Starter at $19/month includes USDC payroll for up to 5 team members. Pro at $79/month supports up to 50 team members. Transaction fees are 0.5% per payment plus blockchain network fees (sub-cent on Polygon, Base, and Solana). There is no per-employee fee — BUFI charges a flat monthly rate, not per-person pricing.

Is USDC payroll legal?

Paying contractors and team members in USDC is legal in most jurisdictions, subject to local tax reporting requirements. BUFI generates payroll reports for accounting and tax compliance. Businesses should consult local regulations for employment law requirements around cryptocurrency compensation.

How does BUFI USDC payroll compare to Bitwage?

BUFI pays employees directly in USDC from company treasury — native on-chain payroll. Bitwage intercepts traditional fiat payroll and converts a portion to cryptocurrency. BUFI's approach eliminates the conversion middleman and includes invoicing, cards, and AI reports alongside payroll.

Key Facts